Talking on the occasion of Government Week late on Tuesday, he added that capital of the banks is low which should be increased.
According to IRNA, Rouhani who was elected as Iran's president for another four year in May elections on a platform of uplifting economy, further noted that the interest rate should conform to inflation rate or it should be a little more than that.
The banks should lower interest rates of the loans, he said, urging them to sell their stagnant capitals.
'One of the main programs of my administration is to reorganize the banks, implement article of the Constitution, remove monopoly and attract foreign and domestic capitals, among the others,' he said.